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How MSOs Are Using AI Agents in Healthcare and RCM Work
For Everyone

How MSOs Are Using AI Agents in Healthcare and RCM Work

Across the healthcare industry, the quiet revolution isn’t happening in exam rooms — it’s happening behind the phone lines. Medical Service Organizations (MSOs) and Dental Service Organizations (DSOs) are beginning to deploy AI agents in healthcare to handle the complex administrative work that keeps the revenue cycle moving.

For years, call volume has been the hidden tax on growth. Every eligibility check, claim status call, or prior authorization meant another hour of staff time. Even the most efficient MSOs were constrained by the limits of human bandwidth.

AI agents are changing that calculus. These systems can make phone calls, navigate payor menus, log into portals, and record results directly in billing software — all without supervision. For MSOs managing dozens of provider groups, the impact is transformative. What once required a team of twenty can now be accomplished with five, each overseeing an automated workforce that never clocks out.

Why MSOs Are Leading the Shift

MSOs have always been the operations laboratories of healthcare. They scale processes across multiple clinics, adapt quickly to new regulations, and live in the friction between efficiency and compliance. That makes them the ideal proving ground for AI automation.

The challenge isn’t motivation — it’s volume. A midsize MSO might handle thousands of payor interactions every week: benefit checks, claim inquiries, and documentation requests. The work is repetitive but critical. Delays ripple downstream into longer A/R cycles, higher denial rates, and frustrated providers.

AI agents don’t replace human staff. They absorb the repetitive load so teams can focus on higher-order work — appeals, audits, and patient communication. Instead of hiring more people to make more phone calls, MSOs can scale their throughput through intelligent automation that operates around the clock.

What an AI Agent Actually Does

When people hear “AI agent,” they often think chatbot. The reality is more sophisticated — and more useful.

An AI agent is a system that acts autonomously within defined rules. In healthcare, that means it can call payors, verify coverage, document claim status, and send structured data back to the practice management system. It can read and respond to voice menus, extract key details from recorded messages, and tag outcomes for follow-up.

At SuperDial, these agents are trained specifically for healthcare language — ICD codes, payor terminology, and the nuance of insurance dialogue. The goal isn’t novelty. It’s reliability. The technology is designed to replicate the precise logic of a seasoned billing specialist, only faster and without fatigue.

The result is not science fiction. It’s operational relief.

A Case Study in Administrative Efficiency

Consider a regional MSO managing 180 provider offices across Illinois and Ohio. Before automation, their team of call specialists spent nearly 400 hours each week checking the status of outstanding claims. Average resolution time: five to seven days.

After deploying AI agents trained to handle claim-status follow-ups, the same MSO reduced backlog time by 60 percent within the first quarter. Denials were identified and appealed faster. Cash flow improved. Most notably, staff turnover — historically high in call-center roles — dropped sharply.

The company’s operations director put it succinctly: “We didn’t replace people; we replaced repetition.”

How AI Agents Integrate Into the RCM Workflow

The power of AI in healthcare doesn’t come from replacing one system with another. It comes from stitching the gaps between them.

AI agents connect directly with EHRs, clearinghouses, and payor portals. They can initiate eligibility checks automatically before appointments, call for claim updates after submission, or trigger a prior authorization request when certain CPT codes appear.

Every interaction is logged with a timestamp and a transcript, creating an auditable trail that satisfies compliance and eliminates the guesswork of manual note-taking.

The agent’s data feeds back into the revenue cycle management system in real time. What used to be a series of disconnected phone calls now becomes a continuous data stream — structured, trackable, and transparent.

The Human Side of Automation

The fear that automation will replace people is understandable — and misplaced. In healthcare, AI’s value isn’t in removing the human element; it’s in restoring it.

By taking on the monotonous work of follow-ups and verifications, AI agents free billing staff to handle exceptions that require empathy, judgment, or negotiation. They make it possible for smaller teams to achieve more without burning out.

In many MSOs, morale has improved because staff no longer feel like machines themselves. Instead of spending the day listening to hold music, they’re solving real problems and engaging with payors and patients on meaningful issues.

Automation, when done right, doesn’t erase humanity — it amplifies it.

Compliance, Transparency, and Trust

Healthcare automation operates under higher scrutiny than any other industry, and rightfully so. Every AI agent that touches patient or payor data must operate within strict HIPAA and security boundaries.

Modern systems encrypt every interaction end-to-end, maintain full audit logs, and restrict access based on role. In many cases, AI agents improve compliance by eliminating the inconsistencies of human documentation.

Because these systems log every conversation and outcome, they create a more transparent and traceable record than any manual process ever could. What once lived in personal notes or half-remembered calls now exists in searchable, timestamped transcripts.

For MSOs that manage compliance across multiple states, this level of visibility is invaluable.

The Broader Impact of AI Agents in Healthcare

What began as a solution for overworked call teams is quickly reshaping the structure of healthcare administration. As AI agents expand beyond claims and eligibility to handle prior authorizations, patient outreach, and payment reminders, they’re forming a new digital front line for healthcare operations.

The efficiency gains are measurable, but the cultural shift may prove even greater. Organizations that adopt AI early are redefining what administrative excellence looks like — and setting expectations for the rest of the industry.

For MSOs, the opportunity is especially clear. By automating the most time-consuming parts of the revenue cycle, they can scale without doubling headcount, maintain consistent quality across regions, and build resilience against labor shortages that continue to plague the sector.

In other words, AI agents aren’t just tools. They’re infrastructure.

Looking Forward

The next two years will be decisive. As healthcare moves toward real-time eligibility, automated prior authorization, and intelligent claims processing, the organizations that thrive will be those already fluent in automation.

AI agents in healthcare are no longer an experiment. They are the new baseline. MSOs that build them into their workflows today will set the pace for what efficiency and service look like in 2026 and beyond.

At SuperDial, we see it every day: the moment a provider stops measuring productivity by hours worked and starts measuring by outcomes achieved, everything changes.

The future of healthcare operations isn’t about more people making more calls. It’s about intelligent systems that let people focus on what they do best — caring, deciding, and improving.

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About the Author

Harrison Caruthers - SuperBill
Harrison Caruthers

Harrison is a software developer in the Bay Area. Before SuperBill, he worked as an engineer for Amazon in Madrid. While in Spain, Harrison developed an appreciation for both Mediterranean cooking and simplified healthcare systems. He returned to the Bay to co-found SuperBill (now SuperDial) with fellow Stanford grad Sam Schwager after mounting frustrations with US insurance networks.